Apply For Total Card VISA
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Review Terms & Conditions

Approval & Pay Program Fee

*Required fields

Phone number must be 10 digits

Minimum one phone number required.

Choose Your Card Design*
Select your Total Card Visa card design below by clicking on the card design of your choice.
Free Designs
Premium Designs $9.95
If you choose one of these premium card designs below, you will be charged a Premium Plastic Card Design Fee of $9.95 that will be billed to your account.

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Black Total VISA Credit Card, designed for poor credit
Total Card Visa

**See Rates, Fees, Costs, and Limitations page for additional details.

TOTAL Visa® is for people with a checking account who want a true Visa credit card that does not require perfect credit for approval. Apply now to get a response online in seconds.

Get a Total Visa Card and earn 1% cash back
Step 1 – Complete Your Total Card VISA Application

Applying is quick & easy with our SECURE online application.

Step 2 - Get Your Total Card VISA Credit Decision

Review the terms and conditions, submit your application & get your credit decision!

Step 3 – Pay the $95 Program Fee to Open Your Total VISA Card Account

If approved, pay the $95 Program Fee** to open your account.

Total Card VISA Mobile App available in Apple App Store and Google Play Store Android

Download our mobile app for either iOS or Android* for quick access to your account.

*Google Play and the Google Play logo are trademarks of Google LLC.
App Store is a service mark of Apple Inc.

CARD FEATURES

Total Visa Rewards Offer 1% Cashback on Payments – See Terms and Conditions for Details
TOTAL VISA CASH BACK REWARDS
Total Visa Card Mobile App is available in Apple App Store and Google Play Store
USER-FRIENDLY MOBILE APP
Total Card VISA reports monthly to the three major Credit Bureaus, TransUnion, Experian, and Equifax
MONTHLY REPORTS TO CREDIT BUREAUS
Free Credit Monitoring Powered By Transunion
FREE CREDIT MONITORING POWERED BY TRANSUNION®
Total Visa Rewards Offer 1% Cashback on Payments – See Terms and Conditions for Details

TOTAL VISA CASH BACK REWARDS

Total Visa Card Mobile App is available in Apple App Store and Google Play Store

USER-FRIENDLY MOBILE APP

Total Card VISA reports monthly to the three major Credit Bureaus, TransUnion, Experian, and Equifax

MONTHLY REPORTS TO CREDIT BUREAUS

FREE CREDIT MONITORING POWERED BY TRANSUNION®