Get a Genuine VISA® Credit Card

The TOTAL Visa is a perfect tool for people who have faced financial challenges and struggled to get credit in the past. Complete our short application now and get a response from us online in seconds.


Card features

  • Manageable monthly payments
  • Reports monthly to all three major credit bureaus
  • Accepted by merchants throughout the USA and online
  • Checking account required

Who Should Apply

TOTAL VISA® accepts applications from people who are interested in looking for a true VISA® credit card that does not require perfect credit for approval. People who want a fast application process with a response provided in seconds. People who want reporting to all three credit bureaus.

If approved, simply pay a $89 Program Fee** to open your account and access your available credit. **See Rates, Fees, Costs, and Limitations page for additional details.

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*Required fields

Phone number must be 10 digits

Minimum one phone number required.

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I certify that I am a U.S. resident over the age of 18.

How to get the Total Visa® card

Complete Application

Enter your information into our
SECURE online application. Only takes a few minutes to complete.

Process Application

Review the terms and conditions and submit your application for your genuine Visa credit card.

Get a Quick Response

Get a response in as little as 60 seconds.