Start Application
Continue Application
Review Terms & Conditions
Approval & Pay Program Fee
*Required fields

**See Rates, Fees, Costs, and Limitations page for additional details.
TOTAL Visa® is for people with a checking account who want a true Visa credit card that does not require perfect credit for approval. Apply now to get a response online in seconds.


Applying is quick & easy with our SECURE online application.

Review the terms and conditions, submit your application & get your credit decision!

If approved, pay the $95 Program Fee** to open your account.

Download our mobile app for either iOS or Android* for quick access to your account.

