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TOTAL VISA REWARDS FAQs
Apply for a Total Visa Card account today and start earning 1% cash back based on payments that you make to your Total Card Visa account. After opening your account, you are automatically enrolled in Total Visa Rewards and can begin redeeming accrued points after your account is active for 6 months.^^
Rewards are earned by making payments to your Total Visa Credit Card and are tracked as points. You will earn 1 point for every dollar of payment made to your account which equates to 1% cash back^^ in Total Visa Rewards. Cash back is provided in the form of statement credits. Payments to the program fee or merchant credits/refunds to your account do not earn rewards.
Once your account is open for at least 6 months and remains in good standing, you can redeem your accrued rewards. Rewards can be redeemed online, via MyCCPay.com, Total Visa Card Mobile App or by calling our friendly Total Visa Card customer service team. Points can be redeemed in 500-point increments and will be applied as a credit to your card account. Each 500-point redemption will result in a $5 statement credit. Rewards redeemed as a statement credit to your Total Visa Card account are applied to your outstanding account balance. You must still make regularly scheduled payments.
Total Visa Rewards do not expire and are good for the life of the account. However, if your account is closed for any reason, you will lose any unredeemed rewards.
The Total Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time. *Card use subject to available credit; for security reasons, card may not be used at automated fuel pumps or for gambling transactions.